Who We Work With

At Sage Wealth we help a wide range of people at all stages of life to achieve their financial goals.

Retirees

We help retirees solve the problems that cause concern in retirement, such as:

Generating a sufficient retirement income to fund a quality lifestyle and regular travel
Investing with the aim of living off the investment returns to ensure you don’t run out of money and have assets to leave to your children
Helping you achieve the best structure for their estate to maximise the eventual benefit for their children
Capitalising on potential Centrelink benefits
Simplifying or removing your administration burden

Through annual financial modelling, we help retirees get comfortable with their spending levels in retirement.

Approaching Retirement

Retiring can be complicated and stressful. Some common questions we answer include:

How much money will I need in retirement?
Where will the money come from? I know I have superannuation and other assets, but how will the money be paid to me?
Will I be eligible for government benefits?
Will I be debt free in retirement?
Should I downsize?
Are there any strategies I should consider to minimise tax, both now and into retirement?

Young Families

You now have kids, a good job and possibly have bought a home. We will work with you to map out what to do with your excess savings, considering debt repayment, investment properties or other investments. We help with your superannuation in terms of choice of fund and salary sacrificing. We will also help ensure you have the right protection for your family with Income Protection, Life & TPD and Trauma insurance.

Young Professionals

With no children you may not need Life Insurance, but Income Protection, TPD and Trauma insurance should be considered. We help you with what to do with your excess savings, considering debt repayment, investment properties or other investments. We help with your superannuation in terms of choice of fund and salary sacrificing.

Business Owners

Running a business often doesn’t leave a lot of time to focus on yourself. We can help by taking some of the burden off you. We help business owners with:

Investment advice and administration
Tax planning & structuring
Estate Planning
Superannuation advice
Income Protection, Life & TPD, Trauma & Business Expenses insurance
Retirement planning

Recent Divorcees

Unfortunately, one in four marriages end in divorce. We can help you navigate the complicated financial implications involved.